Phone: (503) 296-8700

Nancy Congdon, CFP®, MBA
President
Nancy has over 24 years of experience as a financial advisor. She is a CERTIFIED FINANCIAL PLANNER™ practitioner. Her undergraduate degree is a Bachelor of Science with a dual major in Accounting and Finance. She started her professional career in public accounting with Ernst & Young. Basically, she’s a numbers gal who loves to help people. It is this calling to help people that led to the founding of Blue Water Wealth. It is her vision, and principled leadership, that guides our work with all clients. Nancy’s interests include: Anything to do with being in, or on, water.

nancy.congdon@bluewaterwealth.com  |  PH: (503) 296-8707

Cherish Sutull, CFP®, CFA®
Lead Advisor & Seattle Managing Director
Cherish has over 20 years of experience in the financial planning and investment management industry. She is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds the Chartered Financial Analyst® designation. As a former collegiate basketball player, she learned the value of vision, persistence, teamwork and overcoming adversity. She is an avid follower of Brene Brown, embracing the work towards vulnerability and wholehearted living. These combined with her financial expertise informs her client service philosophy of walking along side clients helping them to achieve financial and personal success, whatever definition that may be. Her personal interests include exploring pavement, gravel and dirt on two wheels, skiing powder in the winter, and spending time with her kids, Connor and Kelsi and dog Finley.

cherish.sutull@bluewaterwealth.com  |  PH: (206) 895-1169

Leslie Rosenberg, CFP®
Lead Advisor
Leslie has over 14 years of experience in financial planning and portfolio management. She is a CERTIFIED FINANCIAL PLANNER™ practitioner. She earned a Bachelor of Arts in Economics with honors from Bryn Mawr College. She started her career at J.P. Morgan’s Private Bank in Philadelphia and was most recently an Advisor at Paracle in Seattle. She enjoys helping families align their investment strategies with their personal values and teaching the next generation about developing good financial habits. Her life has been positively influenced by educators and she is passionate about presenting financial concepts in an accessible way. Leslie lives in North Seattle with her husband, daughter, and rescue hound. Her academic interests include behavioral finance and the psychology of decision-making, architectural history, and urban planning. She spends her free time listening to podcasts, hiking, cooking, and drinking Italian reds and fair-trade coffee.

Leslie.rosenberg@bluewaterwealth.com  |  PH: (206) 895-1309

Linda Rutledge, CFP®, CRPC®
Lead Advisor
Linda has over 40 years of experience in financial services with 15 of those as a financial advisor. In fact, it was Nancy Congdon, the President of Blue Water Wealth, who hired Linda into the field! She is a CERTIFIED FINANCIAL PLANNER™ practitioner with a Bachelor of Arts Degree in Education. She sees herself as an educator at heart who loves to engage with clients so that they make smart choices with their money. Her vast experience allows her to expertly support her clients' planning needs and help them reach their financial goals. She’s very happy to be at Blue Water Wealth to support the client experience for which we are so well known. In her personal life, Linda is an avid golfer and bowler, is a long-time member of a nonprofit choir - The Conchords Chorale, and one heck of a Grammy to six wonderful grandkids, the best Mom in the world to her two adult sons, and loving Wife to husband Ron for over 40 years.

linda.rutledge@bluewaterwealth.com  |  PH: (503) 296-8703

Caitilin Aiken
Financial Planning Associate
Caitilin is a proud graduate of Washington State University where she holds a degree in Management & Operations with a minor in Economics. She brings six years of financial services experience to the Blue Crew and is currently studying to obtain her CFP. She grew up in Eastern Washington, the Apple Capital of the world, and loves visiting the area any chance she gets. In her spare time, she and her husband, Gino, love cheering on her Alma Mater and other sports teams, and traveling with her mini-Schnauzer, Remi, to visit family and the local food scene.

caitilin.aiken@bluewaterwealth.com  |  PH: (503) 296-8721

Pierson Zahn
Financial Planning Associate
Pierson is a college graduate from the University of Oregon where he obtained his Bachelor of Science majoring in Business Administration with a minor in Economics. Originally from Oregon, he is excited to join a team of professionals in the Pacific Northwest helping people achieve their financial goals. His interest in finance surrounds not only financial planning, but also the analytical side and the driving forces behind strategic decision making. During his free time Pierson enjoys playing tennis, biking, and on the weekends in the Fall you might find him in Eugene cheering on Ducks football.

Pierson.zahn@bluewaterwealth.com  |  PH: (503) 447-3214

Jessica Schmitt
Client Service Associate
Jessica was practically born into customer service and finds value in being genuine with and helpful to her clients. She is operations-minded and loves to be organized, as well as eliminate inefficiencies in processes. She grew up in Southern California with her childhood goal being to one day move to beautiful Oregon, which she finally did in 2016. She had been looking for a way to combine her administrative skills with work that felt meaningful and impactful when she came upon BWW and was immediately excited by the company’s mission and philosophy. In her free time, she enjoys hiking, making art, reading, volunteering with her daughter for various causes, spending time with her pets, watching horror movies, and podcasting.

jessica.schmitt@bluewaterwealth.com  |  PH: (503) 296-8712

Kristen Rajotte
Operations Associate
Kristen is our Client Service Associate and has over 12 years of experience in the customer service field. Born in California, she moved to Oregon when she was 12 so that she’s practically a native Oregonian! Kristen studied at Portland State University. She loves to learn and has studied psychology, history, and business on her path to joining the “Blue Crew”. As a client, you may interact with her while she is scribing in meetings or contact her when in need of technical assistance. In her free time, Kristen enjoys reading, playing board games, and hiking with her family.

kristen.rajotte@bluewaterwealth.com  |  PH: (503) 296-8714

Jenni Taggart
Client Service Manager
Jenni decided to make a career change and is excited about becoming a new member of the Blue Crew. Prior to this change she has worked in the construction industry for most of her career. In her time away from work, Jenni has raised three kids, is enjoying a new grandson and cherishes her time with her husband and two yellow labs. On Saturday’s in the fall, you can count on her cheering on the Oregon duck football team as it is one of her favorite past times.

jenni.taggart@bluewaterwealth.com  |  PH: (503) 606-8290

Karen Sump
Document Specialist
Karen worked as an Executive Assistant, in Oregon, California, Illinois, New York and New Jersey. She spent many years as a temp so she could travel and visit relatives. The pace was so fast in New York that Karen took up coffee drinking. She says the Big Apple was an experience you won’t get anywhere else. In the early years of the 21st Century, she studied for and received her Loan Origination Certificate and worked as a Mortgage Loan Originator. Basketball is her favorite sport. Of course, she likes the Trail Blazers best. Bill Walton and Maurice Lucas being her favorite players of all time.

karen.sump@bluewaterwealth.com  |  PH: (503) 296-8715

Merlin Arbor
Portfolio Manager
Merlin manages the Sustainable, Responsible & Impact (SRI) investment portfolios for accounts that are managed in-house at Blue Water Wealth. She enjoys geeking out on data just as much as learning the story behind a publicly-traded company and finds great satisfaction in the quest for the perfect investment trifecta of social good, robust return, and fiscal safety. Merlin furthered her early interest in conservation while earning a B.A. in Biology from Reed College. Since graduating she has lived in Colorado, California, South Korea, and in North Carolina -- where her work in investment real estate straddled both the boom and bust of the housing market. Merlin loves hiking, visiting new places, and observing nature.

merlin.arbor@bluewaterwealth.com  |  PH: (503) 296-8706

Jadyn Kerns-Funk
Investment Analyst
Jadyn graduated from the University of Puget Sound in 2019 with a double major in Mathematics and Economics. While pursuing her degree, Jadyn focused heavily on statistics, data analysis, and predictive modeling. After graduating, Jadyn worked in the financial sector as a security specialist. Upon finding Blue Water Wealth, Jadyn knew it would be the perfect place to combine her analytical abilities with her passion for social responsibility. In her free time, Jadyn enjoys camping, hiking and exploring the Oregon Coast. She is also an avid painter and enjoys sewing new clothes out of recycled apparel.

jadyn.kerns-funk@bluewaterwealth.com  |  PH: (503) 427-1699

David Ream
Financial Planning Associate
David is a graduate of Washington State University with a double major in Business Administration and Political Science. With over 25 years of experience in the financial planning sector, he has found much fulfillment assisting clients meet their financial needs and goals. David grew up on Whidbey Island and enjoys going there with his Wife and two Sons regularly to visit relatives, where they also swim and play basketball at the community club. Discovering towns there and elsewhere around the Northwest is always a fun weekend excursion. Supporting local restaurants in the Greenlake neighborhood where his family resides is a very satisfying outing that they try to do on a regular basis. Of course catching some Coug games is always enjoyable too, especially when they win, Go Cougs!

david.ream@bluewaterwealth.com  |  PH: 206-895-1126 x126

Martin Link
Client Service Associate
A graduate of City University Seattle with a Bachelor of Science degree in accounting, Martin worked as a Data Administrator for Kathleen M. Kendziorski, CFP before joining the Blue Crew. With ten years of experience working for a Certified Financial Planner, he is passionate about data integrity, interacting with others and providing the best customer service possible. He is enthusiastic about Blue Water Wealth’s Sustainable, Responsible & Impact (SRI) investment portfolio strategies to ensure ethical values and environmental beliefs while investing for the future. In his free time, he loves to kiteboard on the Columbia River, Paddle board on the Puget Sound, hike, bike, snowboard, ski and camp. He also enjoys training his English Staffordshire Terrier “Bunty”, to compete in Dog Agility Courses.

martin.link@bluewaterwealth.com  |  PH: (206) 895-1230 x109

Rachel Mott
Client Service Associate
Rachel has been working in customer service for over 6 years and is excited to join the team at BWW. She enjoys building relationships with clients to provide a personable experience and strives to be highly organized. Rachel moved to Oregon from Northern California in 2015 and has since fallen in love with the Pacific Northwest. She has two dogs and two cats, and in her spare time she likes playing board games with her friends, hiking with her dogs, and baking.

rachel.mott@bluewaterwealth.com  |  PH: (503)967-1164 x111

Jessica Reinen
Financial Planning Associate
Jessica is a dual degree college graduate from PCC, majoring in both Accounting and Marketing. She brings over 10 years of experience in the accounting, finance, and marketing sectors. She is an Oregon native, who enjoys spending time outdoors, cooking, learning new skills, and going on adventures with her family. Some of her goals in life include, advancing her career in the financial field, learning ASL as a second language, and hiking the entire PCT. She is excited to join the Blue Crew and looks forward to what the future has in store.

jessica.reinen@bluewaterwealth.com  |  PH: (503)656-1644 x116

Jordan Ney
Client Service Associate
Jordan has multiple years in the financial industry in several sectors, but finds himself most at home when it comes to helping others achieve their financial goals. Jordan grew up in the south and is a graduate of the University of Houston where he achieved a degree in Finance. He was drawn to BWW because of their person-first approach and individualization of each person’s plan for financial success. In his free time he likes to learn new things, listen to music, spend time with friends, and spoil his cat Mochi.

jordan.ney@bluewaterwealth.com  |  PH: (206)333-9656 x117

Rebecca Semper
Lead Advisor, CFP®, CFA®
Rebecca has over 25 years of experience in the investment management and financial planning industry. She is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds the Certified Trust Financial Advisor designation. Her undergraduate degree is a Bachelor of Science in Finance Law and an Executive Certificate in Financial Planning from University of Portland. My approach to financial planning is driven by my belief that true joy comes from helping others. Throughout my career in the financial services industry, I have always felt our industry could do a better job helping clients navigate the intricacies of investing through holistic planning. Helping clients understand the why behind their money decisions is an important part of the planning process. I have an innate thirst for knowledge that ensures I am up to date on the latest changes in the financial planning industry. I am ready to analyze and advise on everything from trust documents to retirement plans. On a personal note, I love to snow ski, hike, bike, play in the garden with my husband, daughter, friends, and family.

rebecca.semper@bluewaterwealth.com  |  PH: (503)820-4133 x118