Phone: (503) 296-8700

Nancy Congdon, CFP®, MBA
President
Nancy has over twenty-four years of experience as a financial advisor. She is a CERTIFIED FINANCIAL PLANNER™ practitioner. Her undergraduate degree is a Bachelor of Science with a dual major in Accounting and Finance. She started her professional career in public accounting with Ernst & Young. Basically, she’s a numbers gal who loves to help people. It is this calling to help people that led to the founding of Blue Water Wealth. It is her vision, and principled leadership, that guides our work with all clients. Nancy’s interests include: Anything to do with being in, or on, water.

nancy.congdon@bluewaterwealth.com  |  PH (503) 296-8707

Linda Rutledge, CFP®, CRPC®
Lead Advisor
Linda has over 40 years of experience in financial services with 15 of those as a financial advisor. In fact, it was Nancy Congdon, the President of Blue Water Wealth, who hired Linda into the field! She is a CERTIFIED FINANCIAL PLANNER™ practitioner with a Bachelor of Arts Degree in Education. She sees herself as an educator at heart who loves to engage with clients so that they make smart choices with their money. Her vast experience allows her to expertly support her clients' planning needs and help them reach their financial goals. She’s very happy to be at Blue Water Wealth to support the client experience for which we are so well known. In her personal life, Linda is an avid golfer and bowler, is a long-time member of a nonprofit choir - The Conchords Chorale, and one heck of a Grammy to six wonderful grandkids, the best Mom in the world to her two adult sons, and loving Wife to husband Ron for over 40 years.

linda.rutledge@bluewaterwealth.com  |  PH (503) 296-8703

Jeff Gale, CRPC®
Associate Advisor
Jeff received a Bachelor of Science from Oregon State University in 2016. He majored in Finance and minored in Economics which sparked his interest in the financial advisory industry. Before joining Blue Water Wealth, he worked as an investment analyst. His passion for helping people led him to make the transition to an advisory role. Jeff aspires to one day become a Lead Advisor and help further the client experience and relationship with Blue Water Wealth. In his free time Jeff enjoys staying active and getting outdoors. He plays basketball and golf and is an avid skier and scuba diver.

jeff.gale@bluewaterwealth.com  |  PH (503) 296-8705

Therese McLain
Operations Manager
Therese is a south-paw who grew up in an archipelago of 7,000 islands, interned in Munich, lived the California dream, before finally settling in Stumptown. Similar to her global trekking life, she held corporate and large non-profit management positions in administration, sales, contracting, and government affairs. She continues her passionate involvement in equity, diversity and inclusion through community-based participatory engagement, cross-cultural communication, and public policy development. As the Operations Manager of Blue Water Wealth, building systems, connecting the dots, and ensuring happy clients are the cornerstones of her department. Away from the Blue Crew, Therese and her husband Mark are best travel buddies forever, amateur shakuhachi and mandolin players, who love to prepare gourmet meals for stray cats.

therese.mclain@bluewaterwealth.com  |  PH (503) 296-8710

Merlin Arbor
Wealth Manager
Merlin manages the Sustainable, Responsible & Impact (SRI) investment portfolios for accounts that are managed in-house at Blue Water Wealth. She enjoys geeking out on data just as much as learning the story behind a publicly-traded company and finds great satisfaction in the quest for the perfect investment trifecta of social good, robust return, and fiscal safety. Merlin furthered her early interest in conservation while earning a B.A. in Biology from Reed College. Since graduating she has lived in Colorado, California, South Korea, and in North Carolina -- where her work in investment real estate straddled both the boom and bust of the housing market. Merlin loves hiking, visiting new places, and observing nature.

merlin.arbor@bluewaterwealth.com  |  PH (503) 296-8706

Megan Rice
SRI Analyst
A member of the wealth management team, Megan works behind the scenes to provide research in support of the Sustainable, Responsible & Impact (SRI) investment portfolios managed in-house at Blue Water Wealth. She spent her college years as a Duck at the University of Oregon with a double major in Economics and Japanese. After graduation, she moved to Japan and worked in Tokyo for over a year to continue improving her Japanese language skills before moving back to her hometown of Portland. In her free time, you can find Megan in her overalls working in the garden, enjoying the newest sci-fi films and exploring Oregon with her friends and family.

megan.rice@bluewaterwealth.com  |  PH (503) 296-8721

Jenae Poe
Associate
Jenae has five years of experience working at the intersection of money and meaning, and specializes in Sustainable, Responsible and Impact (SRI) investing. She holds a master’s degree in International Affairs from American University, where she focused her studies on the role of business in creating a more sustainable world. Jenae is passionate about helping our clients align their values and aspirations with sound financial planning. She is originally from Astoria, Oregon, but has lived in Washington D.C., Seoul, South Korea, Oaxaca, Mexico, and most recently, Seattle. She speaks Spanish fluently, and travels to Colombia every year on eco-touristic adventures.

jenae.poe@bluewaterwealth.com  |  PH (503) 296-8712

Karen Sump
Document Specialist
Karen worked as an Executive Assistant, in Oregon, California, Illinois, New York and New Jersey. She spent many years as a temp so she could travel and visit relatives. The pace was so fast in New York that Karen took up coffee drinking. She says the Big Apple was an experience you won’t get anywhere else. In the early years of the 21st Century, she studied for and received her Loan Origination Certificate and worked as a Mortgage Loan Originator. Basketball is her favorite sport. Of course, she likes the Trail Blazers best. Bill Walton and Maurice Lucas being her favorite players of all time.

karen.sump@bluewaterwealth.com  |  PH (503) 296-8715

Kristen Rajotte
Client Service Associate
Kristen is our Client Service Associate and has over 12 years of experience in the customer service field. Born in California, she moved to Oregon when she was 12 so that she’s practically a native Oregonian! Kristen studied at Portland State University. She loves to learn and has studied psychology, history, and business on her path to joining the “Blue Crew”. As a client, you may interact with her while she is scribing in meetings or contact her when in need of technical assistance. In her free time, Kristen enjoys reading, playing board games, and hiking with her family.

kristen.rajotte@bluewaterwealth.com  |  PH (503) 296-8704